Our Range Of Services
We offer a range of products and services to help individuals, couples and families reach their goals and secure their financial futures. Whatever your financial needs are, we will tailor your plan and always find the right products to put you in control of your wealth.
Financial planning is aligning your needs, values and goals with your finances, ultimately giving you peace of mind knowing that you’re on track to achieving financial independence. It starts with pinpointing the things that are important to you and identifying your financial goals.
Financial planning may involve managing your existing income and expenditure through cash flow modelling, saving for an early retirement or passing on your wealth to your family. Financial Planning brings all of these various elements together into one coherent and ongoing strategy.
Investment management involves creating a strategy to help you manage your investment portfolio and other financial assets for both short-term and long-term growth. The aim is to meet your investment goals, whether that’s preserving or growing your wealth or receiving a regular income. Our investment management service involves choosing your investments and ensuring we react quickly to any changes in the market, whilst keeping you informed at all times.
Sound estate planning advice is essential to ensuring as much of your estate is left to loved ones as possible, without being compromised by inheritance tax liabilities. Just calculating the value of your estate can be challenging enough. Our experts are here to assist you throughout the process. We’ll recommend a strategy to help you leave a tax efficient legacy.
We offer advice on discretionary and absolute gift trusts, discretionary and absolute loan plan trusts and absolute gift trusts.
Pensions can be complex, with so many considerations, including frequent rule changes, regulation and your personal family circumstances. Whatever your situation, our experts can help set up tailored arrangements that suit your needs. We offer advice on personal pensions, stakeholder schemes, company group schemes, self-invested pensions (SIPPS) and trustee investment plans (TIPS).
Protection and Insurance
The last few years have taught us that life can be unpredictable and may not always go to plan. We believe that protecting your assets should be a critical part of your financial plan.
Our protection advice is designed to help protect you and your loved ones, our range of products help protect the things that matter most. We have access to a variety of options available to safeguard against the worst happening. Our advisers are able to assess and recommend the right cover for you.
We offer advice on life cover – term, whole of life cover, critical illness plans, income protection plans, mortgage protection plans and business protection.
Our mortgage advice is about listening to you and understanding your aspirations as much as it is about a deep understanding of the market. Your adviser will cover everything connected with buying and protecting your home; we’re about getting the detail right.
We invest time into research and recommend mortgage products that suit you and your personal circumstances. Through The Openwork Partnership, we benefit from exceptional relationships with many UK lenders and have access to several deals.
We have partnered with a number of external entities who help us leverage external expertise on equity release, private medical insurance, private banking, will writing, probate and specialist trusts.
WILL WRITING IS NOT PART OF THE OPENWORK OFFERING AND IS OFFERED IN OUR OWN RIGHT. OPENWORK LIMITED ACCEPT NO RESPONSIBILITY FOR THIS ASPECT OF OUR BUSINESS. WILL WRITING IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Get in touch
Eamil or call 01932 579700 if you have any questions or should you wish to speak to one of our experienced financial advisers.